Originally, only the architect was obliged to insure his 10-year liability but the Peeters Act changed this. From now on, this obligation also applies to certain contractors and engineering firms.
It applies to construction projects for which the urban development permit was finally approved after 1 July 2018 and for which an architect must be called in.
What is the difference between the regular and the 10-year liability insurance?
The normal liability insurance will intervene if something happens during the work itself and you are held liable for this. The 10-year liability starts when the client has accepted the delivery of the works.
Who determines whether you should take out this insurance?
The architect must indicate the parties that fall under this obligation. It is about those who, due to the nature of their works, influence the stability, solidity and / or watertightness of the building. They must deliver an insurance certificate to the architect and the builder before the site is developed.